Broker Check

EBW Blog

The EBW Blog offers a collection of articles, videos, webinars, and podcasts on a variety of financial planning topics. Our goal is to help readers accomplish their dreams by skillfully navigating them through life's myriad financial decisions.


Tuesday, July 21, 2020

Good afternoon, and I hope this email finds you well and safe. 2020 has certainly not turned out as any of us expected. But our unbridled imagination, supported by technology, has helped us maintain connection, share information, and...


Wednesday, July 15, 2020

Social Security’s Past, Present and Future Retirement income is already a challenge for most Americans. For those relying on Social Security benefits to supplement part if not most of their retirement income, any policy changes...


Tuesday, July 7, 2020

The Return of Inflation What will be the more likely outcome of Covid 19 where prices are concerned? In the early stages of the virus as we realized that government was going to mandate shutting down of the economy not just in the US...


Thursday, June 18, 2020

Bringing Back the Great American Road Trip During Covid-19 With the outbreak of COVID19 and the resulting pandemic, many Americans have been very stressed and concerned about their health and the health of their loved ones. As a result...


Thursday, June 18, 2020

The SECURE Act which became law on December 20, 2019 eliminated a popular estate planning technique for many individuals. The new law enjoyed a rarity in Washington, bi-partisan support and was passed without much haggling (in DC there...


Show All

Wednesday, June 17, 2020

Experts predict the S&P 500 will lose 3.6% this year—here’s what that means for investors June 16, 2020, CNBC - Although financial experts in the U.S. are predicting that the stock market is in for a roller coaster year of...


Tuesday, May 19, 2020

Perception vs. Reality: A City National Rochdale webinar on the economy and the Coronavirus. Major Developments This Week 31 states in phase 1 or 2 of reopening – manageable issues so far Job losses still high, signs of...


Thursday, May 14, 2020

While schools are closed and states have issued stay-at-home orders, many of us who are lucky enough to still have jobs have been working from home while simultaneously watching our kid(s). As I am writing this, I have been working...


Wednesday, May 6, 2020

Hi. I hope my article finds you and your family well during these challenging times. Our best wishes go out to those who have been impacted or lost loved ones to this virus and we send our deepest gratitude to the medical professionals...


Tuesday, May 5, 2020

As we find ourselves in the middle of the Coronavirus/Covid-19 shutdown, people are feeling an urgency to do estate planning. During times of crisis people allow themselves to see possible realities they could not see otherwise. What...


Friday, April 24, 2020

Given the volatility of today’s financial markets, we invite you to join us for a special session to hear our latest thoughts on how the markets and economy are reacting to the COVID-19 pandemic and what to expect ahead as...


Wednesday, April 8, 2020

CARES Act Allocates Billions to Help Small Businesses For our business clients, we wanted to keep you informed of the loans and grants made available to small business owners. Small businesses like yours are essential for the growth of...


Tuesday, April 7, 2020

Social Distancing Does Not Mean Isolation Fighting the COVID-19 virus requires physical distance, but that does not mean we have to be socially distant. Technology can play an important role in staying connected to loved ones, friends...


Thursday, April 2, 2020


Wednesday, March 25, 2020

The Coronavirus has had an enormous impact on the global markets and the US economy. You can now watch Mark Peterson's March 24th webinar: "The Psychology of Investing: Why we can be our own worst enemy. Mr. Peterson is the Director...


Friday, March 20, 2020

The Coronavirus has had an enormous impact on the global markets and the US economy (click here to read all of EBW's commentary on the crisis). Watch this video presentation from Brian Wesbury, chief economist at First Trust...


Friday, March 20, 2020

The Coronavirus has had an enormous impact on the global markets and the US economy (click here to read all of EBW's commentary on the crisis). Join EBW and Mark Peterson of BlackRock, for our March 24th webinar "The psychology of...


Thursday, March 19, 2020

The unknown can be frightening. Keeping perspective becomes challenging especially in today’s 24/7 media and social media driven world. We are far more comfortable with the known. In our present uncertain time, we must keep in...


Wednesday, March 18, 2020

Read All of EBW's Commentary on the Coronavirus and the Economy March 17, 2020 - Coronavirus and the Global Economy: An Update from Egan, Berger & Weiner March 11, 2020 - Keep Your Eye on the Horizon: A Coronavirus Update March 9, 2020...


Tuesday, March 17, 2020

Uncertainty is scary. And today we are certainly living in uncertain times. It’s understandable that watching markets and account values decline with no known end is causing considerable pain. You worked hard for your nest egg...


Wednesday, March 11, 2020

For a short time while growing up, my family owned a boat. As often happens in small boats, the waves and wakes from larger vessels cause the boat to rock up and down, sometimes quite violently. On one particularly bad occasion a storm...


Monday, March 9, 2020

The Fear of Pandemic It will likely be a few more weeks before we have a clearer understanding of the full economic impact from the corona virus. There will be a reduction in the earnings per share forecasts and it will be widely...


Friday, February 28, 2020

Hello everyone, I am Howard Pressman a partner and one of the planners at Egan, Berger and Weiner. There are a lot of terrifying headlines out there surrounding the coronavirus outbreak. We are certainly experiencing a tragic health...


Wednesday, February 26, 2020

Until Monday, it seemed that U.S. stock markets had largely ignored the coronavirus outbreak. While it seems so long ago, it was only last week that the S&P 500 was hitting record highs. However, in recent days, markets have sold off...


Monday, February 17, 2020

The FPA National Capital Area presented Howard Pressman, CFP, a partner at the Vienna, VA-based financial planning firm Egan, Berger & Weiner with its 2020 Norma Severns Award for Leadership


Monday, February 10, 2020

As we start a new decade, what can we expect from the markets in the new year?Join EBW for our first webinar of the year, where we will provide an overview of the global market outlook and macroeconomic trends for 2020.RSVP now to...


Tuesday, February 4, 2020

Tax Breaks Extended Through 2020 In December, the government passed a new budget which included a bill called the Taxpayer Certainty and Disaster Relief Act of 2019. The legislation retroactively extended or resurrected several...


Thursday, January 30, 2020

Howard Pressman Featured in CNBC Article: "Powerball jackpot surges to $394 million. Why taking a lump sum may backfire" January 23, 2020, CNBC - If you happen to hit the next Powerball jackpot, brace yourself for the life-changing...


Friday, January 17, 2020

Valuations Are Slightly Elevated The current economic expansion is in its 11th year and doesn’t appear to be ending just yet. Inflation remains sanguine and there does not appear to be any asset bubbles. The FED reversed course...


Friday, January 17, 2020

By January 2019, many so-called experts had already written the economic expansion’s epitaph. Even those who hadn’t gone so far as to predict its demise had clearly written off 2019. Some had solid reasoning for doing so...


Thursday, January 16, 2020

The “Setting Every Community Up for Retirement Enhancement” (SECURE) Act was signed on December 20, 2019. Many people will find both positive and negative changes in the new law depending on their particular situation....


Wednesday, January 15, 2020

Howard Pressman, CFP®, Featured in CNBC Article, "Here’s exactly how to pick investments for your 401(k) October 24, 2019, Market Watch - As though preparing for your own retirement isn’t enough, some people may need...


Wednesday, January 8, 2020

The New Year can be an ideal time to assess the previous year’s outcomes for all areas of your life and then develop your vision with goals and action plans for the year ahead. Just as you have an annual financial review, you...


Thursday, January 2, 2020

"EBW 2020 Market Outlook" February 5, 202012:00 - 1:00 PM As we start a new decade, what can we expect from the markets in the new year?Join EBW for our first webinar of the year, where we will provide an overview of the global market...


Thursday, January 2, 2020

It’s getting to be that time of year again. No not the holidays. It is tax season right around the corner. Congress has been unable to get reform passed so far this year and though it may still happen it will not be retroactive...


Thursday, December 5, 2019

As Will Rogers said, “A vision, without a plan, is just a hallucination.” In other words, goals are important to establish and necessary to spell out in detail in order to reach them or they will remain an illusion. Goal...


Wednesday, December 4, 2019

Watch the "Washington 2020" presentation from Egan Berger & Weiner's 2019 Back to School Night (held on October 3, 2019). Presenter Frank Kelly discusses what to expect from Washington D.C. in 2020 and what trends in politics could...


Wednesday, December 4, 2019

At the 2019 Back to School Night, presented by Egan, Berger & Weiner, Brad Neuman of Alger discussed how investors can reframe risk as they invest in capital markets across the globe. Neuman said, "At Alger we think about risk...


Tuesday, December 3, 2019

At Egan, Berger & Weiner's 2019 Back to School Night, Hartford Funds Vice President Michael Lynch presented about the four phases of retirement. Dubbed "8,000 Days," Mr. Lynch discussed what retirees can expect once they retire from...


Thursday, November 21, 2019

Above, you can watch EBW's fourth webinar of 2019, where Christopher Hennessey, J.D., C.P.A, a member of Putnam Investments' Business Advisory Group, brought those watching live up to speed on the Tax Cuts and Jobs Act and how it will...


Thursday, November 21, 2019

Turning 65 might seem like another birthday, but it is arguably the most important date In Medicare. For most of us, our 65th birthday is the first time you can apply for Medicare benefits and avoid penalties, delays in benefits and...


Friday, November 8, 2019

2019 Year-End Deadlines and Limits Year Traditional & Roth Contribution Limits Traditional & Roth With Catch-Up SIMPLE Contribution Limits SIMPLE With Catch- Up 401(k) 403(b) Contribution Limits 401(k) 403(b) With Catch- Up 2019 $6,000...


Monday, November 4, 2019

Your credit score can be a very impactful number. It directly influences the lending rate a bank may offer to you. To many, their credit score remains a bit of a mystery and it can be frustrating if its just not quite high enough to...


Friday, November 1, 2019

In everyday life, you seek to live in a way that adheres to your own personal and social values, so why shouldn’t your investment strategy follow the same rules? The rise of sustainable investing is offering more choices for...


Tuesday, October 29, 2019

Below is the transcript of Howard Pressman's video. You know, we financial planners love to throw around a lot of confusing terms and names, it makes us sound smart. But financial planning doesn’t have to be so scary. I’m...


Thursday, October 24, 2019

Howard Pressman, CFP®, Featured in Market Watch Article, "Have you started saving for your parents’ old age?" October 24, 2019, Market Watch - As though preparing for your own retirement isn’t enough, some people may...


Thursday, October 17, 2019

So, you’re thinking about buying your first home or upgrading to a new house? The financial advisors at Egan, Berger & Weiner, a top-rated financial planning firm in Northern Virginia, have put together a checklist for you to...


Friday, October 11, 2019

In a Tweet earlier in October, Andrew Yang, a candidate running for President in the Democratic Primary, said, “In my experience, trying to teach someone financial literacy is very difficult if they don’t have money.”...


Thursday, October 10, 2019

The Essential Estate Planning Primer - All You Need to Know in 50 Minutes November 14, 201912:00 - 1:00 PM Join EBW for our fourth webinar of the year, where our presentation will bring you up to speed on the Tax Cuts and Jobs Act and...


Wednesday, October 9, 2019

You have heard or will hear shortly from Genworth that on August 12, 2019 it implemented a 33.9% premium increase on its long-term care insurance policies issued after October 1, 2003. This is in addition to the 29% premium increase...


Tuesday, October 1, 2019

Howard Pressman, CFP®, Featured in Financial Planning article, "Is now the time to buy high-yield bonds?" September 26, 2019, Financial Planning - With income-hungry investors gorging themselves on high-yield bonds and the funds...


Friday, September 20, 2019

Washington DC, September 20, 2019 -- Mike Egan, CFP®, Bryan D. Beatty, CFP®, AIF®, Howard Pressman, CFP®, and Dave Beck were recently named as Top Financial Professionals in the NoVA region by Northern Virginia Magazine...


Wednesday, September 18, 2019

You can now watch Egan, Berger and Weiner's third webinar of the year, where our presentation will help teach you everything you need to know about estate planning in 50 minutes! John Dedon, a tax lawyer based in Northern Virginia,...


Wednesday, September 18, 2019

“There are two ways not to suffer from poverty. The first is to acquire more wealth. The second is to limit your requirements. The first is not always within our power, but the second is always in our power.” – Leo...


Friday, September 6, 2019

Turning 65 might seem like another birthday, but it is arguably the most important date In Medicare. For most of us, our 65th birthday is the first time you can apply for Medicare benefits and avoid penalties, delays in benefits and...


Wednesday, August 28, 2019

EBW Pre-Medicare Checklist You are on the verge of turning 65 and are worried about all the aspects of enrolling in Medicare. Don’t worry, the financial advisors at Egan, Berger & Weiner have you covered. Courtesy of John Norce,...


Thursday, August 22, 2019

The Essential Estate Planning Primer - All You Need to Know in 50 Minutes September 11, 201912:00 - 1:00 PM Join EBW for our third webinar of the year, where our presentation will teach you everything you need to know about estate...


Thursday, August 15, 2019

EBW Checklist for Your Child/Grandchild Going to College So, you are on the verge of retirement: congratulations! You’ve worked hard, saved, sacrificed, and now are prepared to finally retire and move on to the next chapter of...


Wednesday, August 14, 2019

As of market open today August 14th the 2 to 10 year yield curve inverted for the first time since 2006. Should we be selling equities and hiding out for the next recession? History tells us that the actual recession begins some time...


Wednesday, August 14, 2019

Howard Pressman Featured in CNBC article, "How to get serious about planning for retirement" August 8, 2019, CNBC - Once you’re in your 50s and the end of full-time work is no longer a distant concept, it’s a good time to...


Tuesday, August 6, 2019

How to Protect Yourself From Identity Theft Identity theft and data breaches are becoming much more common and affect millions of people. The recent data breach of Capital One servers in March exposed the personal information of about...


Wednesday, July 31, 2019

EBW Checklist for Your Child/Grandchild Going to College Congratulations on your recent graduation from high school or to the family member who just finished their K-12 journey and will now be getting ready for their first year at...


Wednesday, July 17, 2019

Congratulations on your recent graduation from college! The financial advisors at Egan, Berger & Weiner have put together a checklist for you, to ensure you're prepared for saving money and getting your finances in order once you...


Wednesday, July 17, 2019

Policy Uncertainty Grows As has become the norm unfortunately the Trump administration is not predictable when measured against recent history in it’s approach on many issue be they foreign or domestic. This has caused a...


Wednesday, July 10, 2019

Just when you thought it was safe!! The elder statesmen for us millennials returns. Now I know that there may be a few of you who doubt my millennial status. I thought that I would find some corroboration from doing research. So I did...


Friday, June 14, 2019

One of the hardest decisions a young person can make is deciding what career path to take. For some, it seems very easy. This lucky group has known exactly what occupation they wanted to pursue since they were nine years old....


Thursday, June 6, 2019

Howard Pressman in Policygenius article, "Here's how high credit card debt is in every state" June 6, 2019, Policygenius - After 13 years of marriage and renting, David Teicher, 34, and his wife decided to take a break from retirement...


Tuesday, June 4, 2019

Howard Pressman Featured in MarketWatch article, "Everything you need to do before you retire" February 15, 2019, MarketWatch - Retirement is a monumental transition in a person’s life, and it shouldn’t be taken lightly....


Wednesday, May 22, 2019

In case you missed it, you can now watch our latest webinar, where Kay Bransford of MemoryBanc joined EBW to discuss "What to Save and What to Shred." Bransford's presentation will help you unclutter your life by learning the true...


Wednesday, May 22, 2019

Developing a Successful Debt Repayment Strategy Many Americans struggle with paying down their high interest debt, from student loans to personal loans and credit cards. Everyone seems to have different advice when it comes to the best...


Monday, May 13, 2019

As trade negotiations with China have seemingly stalled, world stock markets have reacted negatively handing investors losses last week. As we start a new week and China retaliates with increased tariffs of their own, the markets are...


Wednesday, May 8, 2019

What an excellent time to be retired. We decided a year ago to take the plunge. There were too many things we wanted to see. Our favorite venue for seeing the world is cruising. We like both Ocean and River cruising. This year we have...


Friday, May 3, 2019

A new study shows the average investor was walloped by market volatility in 2018, making ill-timed withdrawals causing losses of 9.42% on the year. The 2018 DALBAR Quantitative Analysis of Investor Behavior (QAIB) was just released...


Thursday, May 2, 2019

We are always hearing stories about how the majority of Americans do not have enough saved for retirement. Retirement may be coming up soon or may be a long way off for you, but how do you know if you’ve saved enough.


Wednesday, May 1, 2019

There’s been a lot of buzz lately about the financial advice you should have saved two times your salary by the time you reach 35 years old, so you can retire at 67. For some of you, this may seem like an impossible dream....


Wednesday, May 1, 2019

Just because you are getting older, doesn’t mean you have to give up working out, going to the gym, and staying in great shape. The National Institute on Aging - which is dedicated to improving the health and well-being of older...


Thursday, April 25, 2019

What To Save and What to Shred May 15, 201912:00 - 1:00 PM Join EBW for our second webinar of the year, where our presentation will help you unclutter your life by learning the true cost of disorganization and give you an understanding...


Thursday, April 11, 2019

For more than a century, the U.S. stock market has endured wars, recessions, assassinations, bubbles, and busts.[1] History shows staying invested through periods of volatility has rewarded long-term investors. [2] Yet behavioral...


Thursday, April 11, 2019

Many of us would not attempt to navigate purchasing a home without the advice and guidance of a realtor. Fewer would consider walking into a courtroom without the expertise of a lawyer, and many Americans have come to rely on wealth...


Tuesday, April 9, 2019

Several Egan Berger & Weiner (EBW) clients have asked our advisors the same question: what should we be doing to prepare for Medicare? Your Northern Virginia-based financial planning firm turned to Dave Beck, a partner with the company...


Tuesday, April 2, 2019

This coming September, Egan Berger & Weiner partner Bryan Beatty will host his 8th Annual Golf Tournament benefiting the Alzheimer's Association. During the time he's hosted the event, Beatty has helped raise more than $25,000 for the...


Sunday, March 31, 2019

According to a recent Transamerica Retirement Survey of Workers we have a wobbly retirement stool and that unstable stool is illustrated by widespread unsettledness among workers: 61% of workers have not fully recovered from


Tuesday, March 26, 2019

Retirement Income Planning Workshop You’ve spent a lifetime accumulating money for your retirement. You’ve saved, invested, and taken advantage of workplace retirement plans. Now what? You have to make decisions about how...


Monday, March 25, 2019

Aging can be a challenging process. There are many decisions to be made: where will you live? how will you make use of your time? how will you pay for all this? As the process of aging continues, the concerns may shift towards health...


Friday, March 15, 2019

Howard Pressman Featured in Life Hacker article, "Should You Invest in a 401(k) or Roth 401(k)?" March 13, 2019, Life Hacker - Reader Question: Should I invest in a 401(k) or Roth 401(k)? Ari asks: If you have a choice at work of...


Wednesday, March 13, 2019

I am sure you have heard of the adage pay yourself first. No, well you should. Especially if you would like to lower your student loan payments. Did you know that you could lower your monthly payments on your student loans by saving...


Wednesday, March 13, 2019

As a financial advisor, I am often asked the question “Should I be making Roth contributions?” and “What is the difference between a Roth IRA and Traditional IRA?” Most people have heard of Roth IRAs and many of...


Sunday, February 17, 2019

Us older millennials (which I classify myself as, regardless of what my coworkers say) recall the days when Michael Jackson was Moonwalking, good music was still being made, thermal fax machines were a new invention and the Internet...


Friday, February 15, 2019

JOIN US IN THE FIGHT AGAINST ALZHEIMER'S! Bryan Beatty is hosting his Annual Charity Golf Tournament event to benefit the Alzheimer’s Association. This event will be hosted at Reston National Golf Course on Friday, September...


Friday, February 15, 2019

Howard Pressman Featured in MarketWatch article, "Everything you need to do before you retire" Feb 16, 2019, MarketWatch - Retirement is a monumental transition in a person’s life, and it shouldn’t be taken lightly. Every...


Thursday, February 14, 2019

Recently my wife and I were blessed with our first child. A happy, healthy boy named Tommy. Even before he was born, I began to worry about the burgeoning costs for college, and what this might mean for his opportunities in life. My...


Thursday, January 17, 2019

This is not what I thought I would be writing this year. I mean, 2018 wasn’t supposed to be this way – all the experts said so. I was gathering balloons and confetti, preparing to celebrate another strong year. We were...


Thursday, January 17, 2019

Summary View ▪ Strong U.S. economic fundamentals include jobs, confidence, corporate profits, and stable inflation. ▪ Consumers, businesses, and the government all contributing to driving domestic growth. ▪ Fiscal policy giving a boost...


Wednesday, January 2, 2019

Bryan Beatty featured in CNBC article, "What federal workers can do to generate some cash amid the government shutdown" November 18, 2018, CNBC - You've heard of a Roth IRA, but how about a Roth 401(k)? This under-used retirement...


Wednesday, January 2, 2019

​Whether you’re watching the nightly news or browsing online, it’s hard to escape the popular topic about baby boomers and America’s shifting demographics.The nation’s aging population — specifically peop


Friday, December 28, 2018

Considering the current market volatility, the advisors at Egan, Berger & Weiner found this commentary from one of our portfolio teams - City National Rochdale – to be extremely insightful. For the reasons delineated in this...


Thursday, December 27, 2018

It seems the burning question in the minds of all investors is whether we will have a Blue Christmas or a White Christmas. Will the fire be so delightful or is it just cold outside baby? As hopes for a Santa rally fade and the market...


Friday, December 21, 2018

Much has been written about the cost of a college education and the debt burden being placed on our children, knows CERTIFIED FINANCIAL PLANNER™ Howard Pressman.“In fact, 2014 college graduates have the dubious distinction of carrying the h


Thursday, December 20, 2018

An expert on inflation, Beatty clarified some of the more confusing details of what inflation is, and how it applies to a retirement plan.Beatty shared the nitty-gritty details explaining:First, the concept of inflation is something that mo


Thursday, December 20, 2018

One of my business professors gave a lecture on what he saw as the four most dangerous words in the American language.That was a long time ago, so before we get to his nuggets of wisdom, I would like to spend some time discussing more curre


Wednesday, December 19, 2018

Deciding when to retire may not be one decision but a series of decisions and calculations. For example, you’ll need to estimate not only your anticipated expenses, but also what sources of retirement income you’ll have and how


Wednesday, December 19, 2018

In this segment, EBW's Michael Egan discusses the importance of financial education for your children. "I see too many times parents' financial plan go sideways when they need to financially bail out their children. The best gif


Tuesday, December 18, 2018

It’s the New Year and we all have our resolutions. Many of you plan on losing weight, getting into better shape and some of you plan on improving your financial situation. Financial planners are often asked, what is one thing I should


Monday, December 10, 2018

February 6, 201812:00 - 1:00 PM Join EBW for our first webinar of the year, where we will provide an overview of the global market outlook and macroeconomic trends for 2019.RSVP now to join David Levitt, Investment Strategist with...


Tuesday, December 4, 2018

IS THERE SUCH A THING AS TOO MUCH INFORMATION IN THE INFORMATION AGE? At long last!!! Here is the much anticipated prequel to my last blog on genome mapping. I feel this is a rather timely blog with the recent news of a doctor in China...


Tuesday, November 27, 2018

During the week of Thanksgiving, the advisors at Egan, Berger & Weiner as well as all staff in the Washington D.C. office participated in our annual community service event. This year, we visited the Northern Virginia Family Service...


Tuesday, November 20, 2018

Howard Pressman Featured in CNBC article, "Don't miss this valuable opportunity in your 401(k)" November 18, 2018, CNBC - You've heard of a Roth IRA, but how about a Roth 401(k)? This under-used retirement vehicle is worth another look...


Tuesday, November 20, 2018

In case you missed it, you can now watch our latest webinar, where Christy White, CFP® and Financial Planner Justin Ivey with Egan Berger & Weiner (EBW) offer strategies for successful beginnings to millennial investors. Join EBW...


Friday, November 16, 2018

Some of my favorite memories of childhood involve cars. Like the time I was ten and working on the family car with my father. From under the car, Dad called out the tool he needed, and I would fetch it from the toolbox for him. The car...


Saturday, November 10, 2018

IRA contribution limits are going up for the first time since 2013. Did you know that November 10, 1981 marks the birth of the modern 401(k) plan? Happy Birthday 401K! The contribution limit for employees who participate in 401(k),...


Thursday, November 8, 2018

Stuffing Ingredients: 2 boxes of Stove Top Chicken flavor stuffing 2 larges onions, chopped 3 – 4 celery ribs, chopped ¼ cup of vegetable oil 1 package (approx. 1lb.) of ground mild Italian sausage 13x9x2 baking dish In...


Wednesday, November 7, 2018

Audra Mrini, MA, NCC, works as a resident in counseling at the Center for Pastoral Counseling of Virginia. She has worked for years with those reaching retirement age or who have recently retired and helps them prepare for the...


Wednesday, November 7, 2018

A new monthly feature at the EBW Blog will be EBW Life, where we spotlight a partner organization or individual we believe offers additional value to not just your financial health, but your overall physical and mental well-being too....


Monday, November 5, 2018

As the holidays approach, you are probably spending more time thinking about how much you are going to spend on your loved ones than on the holidays themselves. Your average American incurs $1,000 of new credit card debt during the...


Friday, November 2, 2018

Home is Where We Park, Exploring North America by RV By Dana and Russ Smith We’ve eaten mussels on Prince Edward Island, crawfish in Louisiana, barbeque in Texas, and caught our own scallops in Florida. We kayaked in three Great...


Saturday, October 27, 2018

Ah, the joys of aging.From having to ask my kids for help with the computer to needing help to get up off the driveway after I fall (none too gracefully) while playing basketball—at 50, life is an adventure.Still, I cannot think of an


Friday, October 26, 2018

Millions of individuals marry every year where they promise to "love, honor and cherish each other for better or worse, for richer or poorer…till death us do part." Yet, one of the top challenges marriages face are financ


Thursday, October 25, 2018

It's no surprise that we are all living longer, in fact one of the fastest growing segments of the population is people over the age of 100! There are many wonderful benefits to living longer lives, but what affect does aging have on ou


Sunday, October 21, 2018

Watch as Michael Egan explains IRAs and answers the following questions:What are the different types of IRAs?What are the contribution limits?Are beneficiary designations that important?What are the distribution rules?


Friday, October 19, 2018

As the father of a 10 year-old girl, I often find myself wondering about the mixed messages given to girls, and the impact they have. As an example, last weekend I was doing an internet search for fun science projects I could do with...


Wednesday, October 17, 2018

How comfortable are you with risk in your portfolio? Before you answer the question, let’s consider what’s happening with our economy, where we find ourselves in the late stages of the longest bull market in United States...


Friday, October 12, 2018

Being an investor has not been a lot of fun these last few days. The S&P 500 has lost ground the last six days, while the Dow Jones has shed 1400 points in just two days. The question on everyone’s mind is whether this is a...


Monday, October 8, 2018

Financial Strategies For Successful Beginnings November 15, 201812:00 - 1:00 PM Join EBW for our planning for "Financial Strategies for Successful Beginnings" webinar. In this webinar, we will focus on key tips for people in their 20s...


Friday, September 21, 2018

According to the Consumer Financial Protection Bureau (CFPB), “Elder financial exploitation has been called ‘the crime of the 21st century’... Older people are attractive targets because they… may be especially...


Thursday, September 20, 2018

Bryan Beatty Featured in MarketWatch article, "Even people with pensions work into their retirement years" September 14, 2018, MarketWatch - Having guaranteed income for retirement in the form of a pension is a dream for many workers,...


Wednesday, September 19, 2018

Howard Pressman Featured in MarketWatch article, "Social Security’s COLA increase probably won’t help retirees much" September 19, 2018, MarketWatch - Social Security’s closely watched cost-of-living adjustment may...


Tuesday, September 18, 2018

After the passage of the Tax Cuts and Jobs Act, many people are asking us if there is still a way to save on their taxes? There is good news for those who are charitably inclined and are 70 ½ or older. It’s called the...


Thursday, August 30, 2018

Maryland taxpayers have a unique opportunity to receive a Tax Credit to pay toward their outstanding student loan debt. The Maryland Student Loan Debt Relief Tax Credit went into effect in July 2017 to help qualified taxpayers pay down...


Monday, August 27, 2018

Howard Pressman Featured in Forbes article, "How To Plan (Or Not Plan) For Social Security In Retirement" August 24, 2018, Forbes - Three-quarters of Americans are concerned that by the time they’re ready to retire, Social...


Thursday, August 23, 2018

Back to School Sale! How to help your kids develop a healthy relationship with money By Howard R. Pressman, CFP® “Back to School Sale!” I still recall how those four soul-crushing words would send shivers up my spine....


Tuesday, August 21, 2018

The Top Financial Professionals are selected by gathering nominations through a peer survey of financial professionals in the area, then tallying those votes and curating the list of those who received the majority of the votes in...


Friday, August 17, 2018

Howard Pressman Featured in article, "Your House Isn't a Piggy Bank" August 16, 2018, Your home equity could keep you afloat in retirement or bail you out in an emergency — but not if you spend it...


Friday, August 10, 2018

The rising level of bankruptcy for older Americans tells a tale, but it isn’t the safety net in America fraying as the New York Times opined over the weekend. It is a lack of financial planning on the part of Americans. From the...


Wednesday, August 1, 2018

When it comes to taking control of your financial future, having a handle on a few basic he offers his rules of thumb when it comes to investing. 1. Why didn’t many people’s portfolios come close to seeing returns that refl


Monday, July 30, 2018

Are you thinking about moving to another state? What personal finance considerations should you consider? Be sure you’ve given thought to:What’s the best way to handle switching bank accounts?When should one roll over a 401k?How


Monday, July 30, 2018

What does retirement look like to you?To hear the financial services industry tell it, retirement looks like a distinguished grey-haired man and an attractive silver-haired woman walking hand in hand down a magnificent beach, enjoying the s


Sunday, July 29, 2018

It is never too early or too late to start creating your financial plan. As Mark Twain said “The secret to getting ahead is getting started.” By creating your retirement plan you can take control of designing your fu


Friday, July 27, 2018

Many of our clients will end up relocating in retirement. Some of them will move locally and others will leave the state.There are many important factors to consider before making a move.Below are do’s and don’ts to help you dec


Tuesday, July 24, 2018

Certified Financial Planner professional Howard Pressman had a college professor who made a big impact when he explained the four most dangerous words when it comes to planning for retirement: “This time it’s different.”“As inves


Thursday, July 19, 2018

Most people will depend on 3 sources of income in their retirement: Social Security, benefits provided to them at work and their personal savings. However, most are not sure how much they will need to live on in their retirement, and even w


Tuesday, July 17, 2018

In case you missed it, you can now watch our latest webinar, where Egan Berger & Weiner (EBW) offered an overview of the various options for planning for long-term care. Dave Beck of EBW was joined by Jeff Merwin, director of LTC...


Thursday, July 12, 2018

American women face a complex challenge when it comes to securing retirement income that will last a lifetime.The reason often has to do with life spans increasing and women outliving the men in their lives.As I explained in my article


Monday, July 9, 2018

Money problems are cited as one of the top reasons why couples get a divorce. As I wrote in my earlier blog, cultivating a solid financial relationship with a loved one is essential in living out the “for richer or poorer” part of the vows.


Saturday, July 7, 2018

I have been a financial advisor/planner for over 27 years and I have posed and heard that question many times myself. Financial planners have more experience and knowledge about investing money and ensuring that money you saved will last yo


Thursday, July 5, 2018

No matter where you turn these days, you can’t escape the debate between those who believe there is inflation, and those who claim there isn’t. So which is it? That depends on whom you talk to, and how they define inflation.Watc


Sunday, July 1, 2018

Sometime ago my then 22-year-old daughter came to me and told me she thought she should get the “black box” her car insurance company wanted to plug into her vehicle, so she would get a policy credit of five percent. Being...


Monday, June 11, 2018

I recently came across a Washington Post story which followed the lives of several former McDonnell Douglas employees who did not receive the pensions they were promised. After working at the company for an average of 20 years, these...


Monday, June 11, 2018

The recent 2017 Social Security Trustee Report states the total cost of benefits will exceed the revenue collected for the first time since 1982. It will be financed with non-interest income, interest income and net redemptions of the...


Wednesday, June 6, 2018

EBW's Howard Pressman Featured in Article on "3 Reasons Why Millennials Are Still Terrified of Stocks" June 3, 2018, The Street - Millennials are still terrified of stocks. The market may have rebounded from the Great...


Monday, May 21, 2018

Howard Pressman Featured in USA Today article, "5 steps to ease your worries about money, health in retirement" May 16, 2018, USA Today - What keeps you up at night when you think about retirement? We asked financial planners what...


Friday, May 18, 2018

The price of gasoline is approaching a four-year high. The United States and the global economy has benefited from lower energy prices. In fact, the current global synchronized expansion can be traced back to the plunge in energy...


Thursday, May 17, 2018

Planning for Extended Care: What are the Options? Join EBW for our planning for extended care webinar. We'll discuss why it is imperative you begin planning for extended care and provide an overview of long term care (LTC) options. The...


Tuesday, May 15, 2018

No matter what generation of workforce you’re in - Baby Boomer, Gen-Xers or Millennials - when it comes to retirement all three want to ensure they will not run out of money before they run out of life! However, each generation...


Thursday, May 10, 2018

Howard Pressman Featured in CNBC article, "Five ways for 50-somethings to get serious about planning for retirement" May 11, 2018, CNBC - The big 5-0 is one of those birthdays that can make people take serious stock of the half-century...


Thursday, May 10, 2018

According to the College Board, the average annual cost of attending a four-year college in 2020 will be $46,368 — a 38 percent increase compared to today’s fees.So how does an American family successfully address the challenges


Tuesday, May 8, 2018

Watch as Bryan Beatty offers tips on how parents can help their Millennial kids plan ahead for their financial future. He helps answer the following:Why Millennials need to be concerned about getting started in financial planning or saving


Wednesday, May 2, 2018

Howard Pressman Featured in USA Today Article, "Financial planning: How to determine if you need life insurance in retirement" May 2, 2018, USA Today - Many older Americans wonder whether they need life insurance in retirement. They...


Tuesday, April 10, 2018

Bryan Beatty, CFP®, AIF®, has been named one of Financial Times Top 400 Financial Advisers. The honor “provides a snapshot of the best professionals at traditional US broker-dealers.” Beatty, a partner with Egan,...


Tuesday, April 10, 2018

As a millennial, one thing I feel our generation is susceptible to is expecting instant gratification. We have grown up in a world where everything has become more streamlined and responsive, with the byzantine methods of the past...


Monday, April 9, 2018

In general, free trade is the best course of action in a global marketplace. But is our current trade policy with China free trade? Not at all. Before I get into any specifics about why trade with China cannot be classified as free...


Tuesday, March 20, 2018

A new monthly feature at the EBW Blog will be EBW Life, where we spotlight a partner organization or individual we believe offers additional value to not just your financial health, but your overall physical and mental well-being too....


Thursday, March 8, 2018

In case you missed it, you can now watch our latest webinar, where EBW offered an overview of how tax law changes will impact you in 2018. EBW was joined by Marnette Myers, Director of Tax Administration for Frank & Company Certified...


Thursday, March 8, 2018

Courtesy of the Tax Cuts and Jobs Act legislation, about 90% of Americans are seeing more money in their paychecks after withholdings. And this is great news. Approximately 75% of taxpayers will likely expect a refund this year based...


Wednesday, March 7, 2018

Are you ‘prepared for the unthinkable’? It’s a morbid topic, one the majority of us deliberately don’t think about, but the Wall Street Journal published an important article on March 5 asking the question:...


Wednesday, February 28, 2018

Examining the Tax Cuts and Jobs Act: How will the tax cuts affect you? March 7, 2018 12:00 - 1:00 PM Join EBW for our overview of how tax law changes will impact you in 2018. In this webinar, we'll discuss key aspects of the Tax Cuts...


Friday, February 16, 2018

In case you missed it, you can now watch our first webinar of the year, the EBW 2018 Market and Economic Outlook. EBW was joined by Samantha Azzarello, a Global Market Strategist on the J.P. Morgan Asset Management Global Market...


Friday, February 9, 2018

The past few days have certainly been a wild ride in the markets. Since January 26th, the Dow Jones Industrial Average has shed 2114 points as of Wednesday, February 7th. This includes Monday’s free fall which saw the index drop...


Tuesday, February 6, 2018

The Tax Cuts and Jobs Act of 2017 is certainly a controversial piece of legislation. However, one thing we can probably all agree is the new law will change much about what we knew about taxes and how we will plan going forward....


Tuesday, January 30, 2018

While you were spending time with family and friends enjoying the holiday season, the Tax Cuts and Jobs Act legislation was signed into law by Congress on December 22, 2017. With 505 pages of new tax legislation, significant changes to...


Saturday, January 20, 2018

The band Chicago once famously crooned, “Does anyone really know what time it is?” The football season only has seven games remaining and the boys of summer will be heading south for spring training. So clearly it must be...


Monday, January 15, 2018

The Tale of Two Cities “It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was...


Monday, January 15, 2018

*No real Tweets or Twitter handles were used in the making of this report To many of us, this stock market rally seems like the most unloved in recent memory. Like the farm animals treated the ugly duckling in Hans Christian...


Tuesday, December 12, 2017

What to do with an old employer’s sponsored plan, such as a 401(k), 403(b), Thrift Savings Plan (TSP) or SEP IRA, when you leave your employer, or retire can be a complex decision. As you consider your options, keep in mind that...


Tuesday, November 21, 2017

In May of 2017 approximately 200,000 systems located in 150 countries were impacted by cyber attacks. This is one of the many recently publicized cyber attacks in the world. Nobody is safe from cyber attackers and all of us should...


Friday, November 17, 2017

If you are asked to serve as a successor Trustee of a Trust, consider it an honor, but give it a careful consideration before accepting it. On the other hand, when thinking who to designate as your Trustee, know their full...


Friday, November 17, 2017

The above portion of the quote about repeating history is most likely attributed to the Spanish philosopher, George Santayana. Of course, this quote is more accurately stated as, those who don’t remember the past will be...


Thursday, October 19, 2017

On September 27, President Trump and Republican leaders finally released the latest version of their long-awaited tax reform package. As with previous proposals, the new plan promises to cut taxes for individuals and businesses, while...


Thursday, October 19, 2017

It won't come as a surprise to anyone that our brains are quite complicated. Sometimes our minds can even play tricks on us. Take for example the image below, which blue circle is larger? Of course the circles are the same size, but...


Wednesday, October 18, 2017

In the aftermath of Hurricane Harvey, homeowners everywhere must be wondering what they can do to protect themselves from the risk of flooding. What many people don’t realize is that while your homeowner’s insurance policy...


Wednesday, October 18, 2017

Today, is second home ownership part of the American Dream? And, is it a good financial decision? The number one reason for purchasing a second home is to use it for vacationing and family retreats. Close second is an investment...


Thursday, July 13, 2017

For the last few years the term fiduciary has been flying around the investment community and in the financial press. I am sure you have heard it mentioned on some level or to some degree. But, I don’t know if you truly know what it m


Monday, June 19, 2017

A 401(k) plan is a great way to save for retirement, but sometimes, despite our best planning efforts life happens and you need access to your money. 401(k) plans are retirement savings vehicles and by design, you are discouraged from using


Monday, June 19, 2017

As the month of May concludes, it also marks the close of Disability Awareness month. Yes, I am aware that 99.99% of you had no idea that May was a Disability Income Insurance Awareness month and that only insurance geeks like me did. Howev


Friday, June 2, 2017

“More than 70 percent of Americans over the age of 65 will need long-term care services at some point in their lives,” according to a study by the U.S. Department of Health and Human Services. There are multiple options for seni


Saturday, April 8, 2017

Have you recently changed jobs or retired from your current employer? You may be wondering what you should do with your old employer retirement plan. Former employees typically have four options for their old 401(K) or other employer r


Sunday, March 26, 2017

Every year someone you know plays a prank on you on April 1st. If you look up April Fool’s Day it is unclear how it started or even what it is about. Some historians speculate that April Fools’ Day dates back to 1582, when France switched f


Monday, March 20, 2017

I am sad. As my two favorite F seasons both recently came to a conclusion. The NFL concluded its season in spectacular fashion with the NFL’s version of the “Evil Empire” winning yet another Super Bowl ring and Misters Bra


Friday, March 10, 2017

2016 proved to be a year of significant, and at times surprising, events. Between the U.K.’s Brexit vote, Republican sweep of the U.S. election, U.S. equities reaching record levels, and the Fed’s decision to raise interest rate


Wednesday, March 8, 2017

As the father of a nine year-old girl, I often find myself wondering about the mixed messages given to girls, and the impact they have. As an example, last weekend I was doing an internet search for fun science projects


Wednesday, February 8, 2017

My parents grew up in the generation where a great deal of mothers stayed home and raised the children and managed the household. My father worked for 45 years as a letter carrier and odd jobs for extra money along the way. It worked. They


Sunday, January 22, 2017

Valuations Are Fair and Earnings Should ImproveSince the election the stock market is making new highs seemingly every day. Does that mean we should worry? We don’t think so. The S&P 500 is trading at just a little more than the 2


Wednesday, January 18, 2017

In William Shakespeare’s The Tempest, the dastardly Antonio implores Sebastian to kill his own brother, the King of Naples, by convincing him that “what’s past is prologue.” Antonio, who had 12 years earlier usurped


Monday, January 2, 2017

Lately, there has been a lot of new announcements in the long-term care insurance industry and it's hard to keep up what do they actually mean to those of us who already have long-term care insurance or thinking of getting it in the nea


Monday, December 5, 2016

Many people of my age or older, will instantly associate that famous line of Who’s On First with the comedy routine of Abbott and Costello. Abbott intentionally confuses and ultimately, infuriates poor Costello throughout the en


Wednesday, November 16, 2016

This is not what I expected to be writing about for this blog post. I had an entire piece written about the effects of declining cognition on financial decision-making, an important topic I hope to share more about in a future. But for toda


Thursday, October 20, 2016

Watch as Sheldon Weiner, who is retiring after 30 years in financial planning profession, shares his insights what are the two main things that people need to think about before finally retiring.


Sunday, October 16, 2016

As most of you already know, after 30 years in the financial planning profession, I have decided to retire. I was a bit worried to find out if the saying “Doctors make the worst patients” would apply to me, now that I hav


Thursday, September 15, 2016

According to a study, the average American worker spends approximately $2,750 per year eating lunch out instead of brown-bagging from home. If you spend that much, and your money were instead invested for retirement, you could increase your


Sunday, July 24, 2016

Watch as Christy White highlights topics you should talk about to your financial advisor before having a child. If you are planning to start a family, or have already started, you may be wondering how you can afford such a life changing end


Sunday, July 3, 2016

If you are planning to start a family, or have already started, you may be wondering how you can afford such a life changing endeavor. Sure there is plenty to do with setting up the nursery, determining what accessories you need, taking chi


Friday, July 1, 2016

IRAs and Roth IRAs receive what is known as a “retirement funds” exemption under Section 522 of the Bankruptcy Code.This exempts tax-exempt retirement funds from a bankruptcy estate.Except when they don’t. Here’s why


Friday, July 1, 2016

Have your records been breached? If so, that panic you feel should lead to you take action.Here’s what to do:1. Monitor Your Credit. It is essential to check for new accounts that have been opened, and to see if any charges have


Friday, July 1, 2016

Since couple years ago Federal Reserve Chairman Ben Bernanke announced the Fed’s intention to taper the bond-buying program, know as quantitative easing (QE), the bond market has seen record flows out of all bond asset classes. No sec


Friday, July 1, 2016

We all know it’s an option to buy bonds vs. stocks—but what is the best investment?“Since 2007, investors have poured almost $1.4 trillion dollars into bond funds; I presume this was done in an attempt to be safe,” s


Friday, July 1, 2016

Egan, Berger & Weiner founding partner Sheldon Weiner knows that since 2008, it has been tough for people to feel confident about their retirement savings. To make matters more complicated, many people are behind in their retirement pla


Tuesday, June 28, 2016

​Do you have enough insurance coverage? Insurance specialist and Egan, Berger & Weiner Dave Beck provides you guidance on this topic and answers the following questions:1. What is long term care insurance and what does it cover?2.


Monday, June 27, 2016

​“Money does not guarantee success,” insists Portuguese football manager José Mourinho.But how important is guaranteed income in retirement? For most people planning ahead for retirement, guaranteed income makes them


Monday, June 27, 2016

Watch this webinar to learn what Baby Boomers need to know to maximize retirement income.


Friday, June 24, 2016

Watch as Sheldon Weiner gives his insights on taking out money out of your retirement accounts and answers the following questions: When it comes to taking money out of your retirement accounts, what are your options?Is there a problem


Friday, June 24, 2016

Watch as insurance expert Dave Beck helps answer the following questions concerning the future of long-term insurance:What is long term care insurance and what does it cover?Does everyone need long term care insurance and will the new healt


Friday, June 24, 2016

Watch as Michael Egan, an expert in traversing the Social Security system, explains the following:Social Security is not going bankrupt. Here’s why.You can actually be eligible for up to three different benefits during your lifetime.


Friday, June 24, 2016

If you are an independent business owner or self-employed, watch as Bryan Beatty explains retirement savings basics:If you are self-employed, is there something special you need to do to save for retirement—especially in a way that of


Friday, June 24, 2016

Are you worried about paying for college? Watch as Carmen Wu gives you food for thought with these four questions: 1. How does an American family successfully address the challenges of saving for all of their financial needs — ra


Friday, June 24, 2016

What do 20 somethings need to know about saving for retirement?A lot, insists CFP Michael Egan, a founding partner at the Northern-Virginia financial services firm Egan, Berger & Weiner, LLC.Watch as Michael Egan explains:​1. As a


Wednesday, June 22, 2016

Since Federal Reserve Chairman Ben Bernanke announced the intention to taper the bond-buying program, know as quantitative easing (QE), the bond market has seen record flows out of all bond asset classes.No sector was spared.What is happeni


Wednesday, June 22, 2016

As most of the Federal Employees already know, OPM (Office of Personnel Management) has announced a rare event: the open season for the Federal Employees’ Group Life Insurance Program (FEGLI). However, many of the federal employees ar


Wednesday, June 22, 2016

Surveys suggest that more than 67 percent of Americans are worried about not having enough money for retirement, according to, and of those, 61 percent fear outliving their money more than they fear death. Here’s w


Wednesday, June 22, 2016

When you are approaching retirement, you have to think about where will your health care coverage come from once you terminate your health insurance provided by your employer. The confidence of knowing your health care is covered - one of t


Monday, June 20, 2016

Picture this: James Bond, aided by a drop-dead-gorgeous nuclear physicist with a name that doesn’t even vaguely hide its sexual innuendo, is trying to disarm a bomb hidden under the Queen’s throne.The bomb has a digital display,


Monday, June 20, 2016

Here’s a question I have been pondering lately: Do men and women invest differently?Books, research, and independent studies have concluded—yes, women do invest differently than their male counterparts.And, in many cases, it lea


Monday, June 20, 2016

Since Social Security is a complicated system, it requires a significant amount of planning before you file for benefits. I have spent years studying how it works so that I can best help my clients plan and prepare a proper strategy.Below a


Monday, June 20, 2016

When you run your own business, you are a master juggler—someone who as Michael Gerber says, “not only works on the business, but in the business.”Too often, however, business owners get so overwhelmed with growing their c


Monday, June 20, 2016

Like many 50somethings, Dave Beck is a member of the sandwich generation.“That means I am caring for my aging parents while supporting my own children—a situation lots of us are in now, or will be one day,” says the partne


Tuesday, June 14, 2016

​Despite our best efforts at ignoring our increasing age, it is an inevitable reality that outside forces will remind us.That moment came for me last weekend while playing basketball with my 20-year-old son.As I went in for a jump sho


Tuesday, June 14, 2016

For the next 18 years, 10,000 people will turn 65 every day.Why is that important? Because 65 is the age you need to start signing up for Medicare—the primary health plan that most Americans use in retirement.The challenge is that mos


Monday, June 13, 2016

“Better safe than sorry.” How many times have you heard that old axiom?Most of us likely heard this first from our mothers, and lucky for me, I recently had the opportunity to revisit the topic with my wife when discussing why I


Monday, June 13, 2016

Saving for retirement is challenging—but studies show it’s actually tougher for women, who all too often find themselves living in poverty during retirement.On average, women who are 65 years and older rely on a median income of


Monday, June 13, 2016

If you just got a new job, or are about to retire after a long and successful career—then congratulations!But after the champagne and festivities, do turn to the important decision of what happens to your defined contribution plan wit


Monday, June 13, 2016

What three ideas are critical to keep in mind when deciding how much life insurance you need?For Generation X (anyone born between 1965 and 1980), you may need more than you think.To find out if you should increase your coverage, consider t


Monday, June 13, 2016

The Oxford Club, a private, international network of investors and entrepreneurs, has a singular mission: To grow and protect the wealth of its members.So I love that its chief investment strategist, Alexander Green, is famous for asking th


Monday, June 13, 2016

While we were enjoying our summer vacations last year, the trustees of Medicare released their annual report on the Status Of The Social Security And Medicare Programs.Here’s what they decided:1. The hospital fund (Part A) is exp


Thursday, June 9, 2016

People in their 20s and early 30s have many competing financial goals: • They’d like to buy a house, or a bigger house. • They want to plan for colleg


Monday, June 6, 2016

Last year’s “Status Of The Social Security And Medicare Programs” report indicated that Part B premiums are expected to increase by more than 50 percent.“Before you get too upset, know that it is projected that 70 pe


Wednesday, June 1, 2016

If you have a child with special needs, planning ahead for his or her financial future—especially in terms of insurance—is complex. The reason is that every situation presents itself with a different set of circumstances.Below,


Wednesday, June 1, 2016

Will somebody please tell me what season it is? Those words were inevitably uttered whenever Elmer Fudd, that intrepid hunter, went out hunting that wascally wabbit, Bugs Bunny. Poor Elmer always ended up very confused as to whether he shou


Wednesday, June 1, 2016

One of the biggest things you can do to ensure the success of your financial plan is to make sure your children have a plan. I have seen so many good financial plans derailed over the years because of parents' need or desire to help out


Friday, May 27, 2016

In his role as a founding partner at Egan, Berger & Weiner, LLC, Sheldon Weiner has been giving retirement advice for well over 35 years. During that time he has seen clients make literally hundreds of mistakes regarding their retiremen


Tuesday, May 24, 2016

Listen to this webinar to learn what significant developments 2016 is expected to bring given the momentum the new year has brought. Crucial questions on the minds of investor are discussed, including the implications of Federal Reserve con


Tuesday, May 24, 2016

In this webinar, EBW financial advisor Howard Pressman and life and career coach Candy Spitz offer their insights on how to have not only financially secure but also a happy retirement. They focus on emotional aspects of your retirement and


Tuesday, May 24, 2016

Watch as insurance advisor Dave Beck together with Jeff Mervin, Director at Capitol Metro Financial Services discuss what long term care is, its costs, its impact on your loved ones and how best to plan for it.


Thursday, May 12, 2016

Have you established an estate plan? Are your estate planning documents accomplishing your estate planning goals? Did you know that even if you have not yet established your estate documents, you already have an estate plan? Addressing


Thursday, May 12, 2016

I have found that many people are unaware of the estate planning opportunities available to them. The eight categories outlined below can give you insight into things to consider so you can identify your goals and build the team you will ne


Thursday, May 12, 2016

A student of economics would likely believe that with the aging American population, long-term care insurance packages should be flying off the shelf based on the principle of supply and demand.But according to the National Bureau of E


Wednesday, May 11, 2016

In my role as a founding partner at Egan, Berger & Weiner, LLC, I have been giving retirement advice for well over 35 years.During that time I have seen clients make literally hundreds of mistakes regarding their retirement planning.I h


Wednesday, May 11, 2016

Whether you’re watching the nightly news or browsing online, it’s hard to escape the popular topic about baby boomers and America’s shifting demographics. The nation’s aging population — specifically people age


Wednesday, May 11, 2016

American business magnate Warren Buffett and Vanguard Group founder John Bogle have told us time and again: When people see rising and falling prices — the normal, unceasing action of the stock market trying to price thousands of asse


Wednesday, May 11, 2016

In the aftermath of the financial crisis of 2007-2008, the average investor ran from the market as though the sky were literally falling.Many felt that their stocks were actual knives they were juggling, and they didn’t dare catch one


Wednesday, May 11, 2016

Expensive housing, relatively high taxes and maddening traffic frequently motivate people to look elsewhere for their next phase of life. For anyone fantasizing about “where next” while stuck in bumper-to-bumper traffic, watch a


Wednesday, May 11, 2016

Did you know that women worldwide currently outlive men by about five years? Statistics show that by age 85, there are roughly six women to every four men. At age 100, the ratio is more than two to one. And by age 122 — the current world re


Wednesday, May 11, 2016

Many of us think about insurance as a necessary evil, something that we must have, but don’t really want to spend money on. Watch as Dave Beck how to determine whether or not you need life insurance. He also helps answer the following


Wednesday, May 11, 2016

Recently, financial advisor Sheldon Weiner and his wife Sharon had to consider a problem that many retirees have had to face. When Sharon retired a few years ago at age 65 from her corporate job, she was not interested in staying home and b


Wednesday, May 11, 2016

With tax season upon us, here’s a question to ask yourself. How tax-smart are you about your healthcare expenses?Watch as Wade Brittingham explains how Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) may be two gr


Wednesday, May 11, 2016

Many people living in the DC area plan to retire elsewhere in the country.Most folks weren’t born here (a true native such as myself is as rare a sighting as Bigfoot), and people often relocate here for their careers but don’t h


Thursday, May 5, 2016

Have you heard about robo-advisers? The growth of these automated investment-advice platforms is the topic at just about every conference in the financial advising industry in recent months. Watch as Bryan Beatty explains why robo


Thursday, May 5, 2016

In his 2015 Scientific American article, Why Women Live Longer Than Men, the director of the Institute for Ageing and Health at Newcastle University in England, Thomas Kirkwood, writes:“If there are any men left who still believe that women


Wednesday, May 4, 2016

Recently, my wife and I had to consider a problem that many retirees have had to face.The issue: When Sharon retired a few years ago at age 65 from her long-time corporate job, quite frankly, she was not interested in staying home and becom


Wednesday, May 4, 2016

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are two great ways to lower your tax bill with Uncle Sam each year — plus save money on out-of-pocket healthcare expenses.As a general guideline, healthy individuals


Tuesday, May 3, 2016

Roth accounts are a great way to build flexibility into your retirement income planning because they trade tax benefits today for tax benefits in the future. To make the most of them, it’s best to start planning long before retirement


Tuesday, May 3, 2016

Recently, robo-advisershave been gaining market share against retail advisers, because they provide a cheap way to invest some money and are fairly easy to interface with.For those who are unfamiliar with them, a robo-adviser is an investme


Sunday, January 10, 2016

The spigot has been on full blast and cheap money has been flowing for years. The knobs are being twisted in the off direction, but the valve is twisted pretty far and it will take some time to shut it off. There is no doubt the...


Tuesday, March 10, 2015

Watching one of the best Super Bowl games ever (go, Patriots!), I was reminded of the importance of sticking to the basics even when the outcome is uncertain. So I thought this would be an appropriate time to remind everyone of the...


Thursday, January 15, 2015

Here are his “5 Tips for Ringing in the New Year Right” Take advantage of the increased contribution limits in 2015. Contributions to 401k and 403B plans have been increased to $18,000 (from $17,500) — and catch-up...


Saturday, January 10, 2015

Stellar returns of the S&P 500 over the last several years have left many people wondering if the market is in a bubble or priced to fall soon. While it is never possible to call a top or time a decline, what we do know is that retail...